We offer transparent fee structures based on the services you require. For financial planning and advisory services, we typically charge a flat fee or a percentage of assets under management. For specific services like tax preparation or debt counseling, we may charge hourly or project-based fees. During our initial consultation, we'll provide a clear explanation of our fees and ensure you understand the value you'll receive.

We believe that quality financial advice should be accessible to everyone, regardless of their current financial situation. While our wealth management services typically have a minimum investment requirement, we offer various service tiers to accommodate clients at different financial stages. During your initial consultation, we'll discuss your needs and recommend the most suitable service package for you.

We recommend reviewing your financial plan at least annually, but we understand that life events and market conditions may necessitate more frequent reviews. Our clients typically receive quarterly performance reports for investment accounts, and we schedule formal review meetings annually or semi-annually. Additionally, we're available to discuss any changes in your financial situation or goals whenever they arise.

Yes, tax planning and preparation are integral parts of our comprehensive financial services. Our team includes tax professionals who can help you develop strategies to minimize your tax liability throughout the year and ensure accurate and timely filing of your tax returns. We stay current with the latest tax laws and regulations to identify every opportunity for tax savings while ensuring full compliance.

Our investment approach is based on modern portfolio theory and thorough research. We begin by understanding your financial goals, risk tolerance, and time horizon. We then create a diversified portfolio designed to optimize returns while managing risk. We believe in a long-term investment strategy and avoid market timing. Our portfolios are regularly rebalanced to maintain alignment with your target asset allocation, and we make adjustments as your circumstances or market conditions change.

Absolutely! We offer specialized financial services for small business owners, including business succession planning, retirement plan design for employees, cash flow management, tax strategies for businesses, and risk management. We understand the unique financial challenges faced by small business owners and can help you balance your personal and business financial goals.

Getting started with Lively Invest is easy. Simply contact us through our website or call our office to schedule a complimentary initial consultation. During this meeting, we'll discuss your financial goals, concerns, and current situation. This allows us to understand your needs and explain how our services can help you achieve your financial objectives. There's no obligation, and we'll be happy to answer any questions you may have about our process or services.